How KARTA io Protects Your Business from Expense Fraud with Virtual Cards

Expense fraud is a silent killer for businesses. Whether it’s unauthorized charges, forgotten subscriptions, or shared cards floating around, financial leaks can eat into your profits fast. That’s why smart companies are switching to KARTA io, a platform built not just for convenience — but for security.

With KARTA io’s virtual cards, your business can stay safe from fraud, control every dollar, and eliminate the risk of shared physical cards and shadow spending.

Let’s look at how KARTA io gives you real-time protection and control.

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The Hidden Risks of Traditional Business Cards

Most businesses still rely on a few shared corporate cards — and it leads to problems like:

• Untraceable employee spend
• Duplicate charges or forgotten subscriptions
• Vendor fraud or unexpected auto-renewals
• No clear approval process

These issues don’t just waste money — they create compliance risks, internal conflict, and accounting chaos.

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KARTA io = Built-In Security for Business Spend

Here’s how KARTA io solves those problems with powerful, automated virtual card security features.

🔐 1. Individual Virtual Cards Per Expense or Vendor

Create separate cards for:

• Ad campaigns (e.g., Facebook, Google, TikTok)
• SaaS subscriptions
• Freelancer payments
• Employee travel

✅ If a card is compromised or no longer needed — you simply freeze or delete it instantly.

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🚫 2. Block Unauthorized Merchants or Categories

KARTA io allows you to:

• Set allowed merchant categories
• Limit purchases by geolocation or timeframe
• Automatically block transactions outside approved scopes

No more surprise pizza deliveries or team members subscribing to new tools without approval.

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🛡️ 3. Smart Spending Limits

Every KARTA io card can have:

• Daily, weekly, or monthly caps
• One-time or recurring usage
• Auto-expiry dates

You can create single-use cards for contractors or tie recurring cards to campaigns — all with built-in expiration.

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👁️ 4. Real-Time Alerts and Notifications

Every transaction triggers:

• Instant alerts to card owners and managers
• Live feed in your dashboard
• Automated logs for audit purposes

You know exactly what was spent, where, when, and by whom — in real time.

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✅ 5. Role-Based Access and Approvals

Control who:

• Issues cards
• Views spending data
• Approves purchases

This prevents internal misuse and keeps everyone accountable and within policy.

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Bonus: Easy Fraud Recovery

If something does go wrong, KARTA io’s customer support and fraud protection policies help you:

• Quickly freeze and investigate cards
• Dispute unauthorized charges
• Stay compliant with audit-ready logs and reports

✅ Your business stays secure, agile, and in full control.

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Final Thoughts

Business fraud doesn’t always look like a hacker in a hoodie. It’s often a forgotten subscription, a duplicate ad charge, or a misplaced receipt.

With KARTA io, you gain the tools to fight back — and prevent it from happening in the first place.

✔️ Real-time oversight
✔️ Virtual card security
✔️ No more shared corporate cards
✔️ Full audit trail for compliance

👉 Don’t wait for your next finance headache. Secure your business with KARTA io today.